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Information about Special Flood Hazard Areas, (also known as Flood Zones), in the City of Albuquerque and its surrounding areas, and why the City of Albuquerque is part of the National Flood Insurance Program (NFIP) through the Federal Emergency Management Agency (FEMA).

 

The City of Albuquerque and its surrounding areas contain several different SFHA’s, also known as, flood zones. Why?  We live in a desert and it would take an enormous amount of moisture for the Rio Grande River to over top its levees. The following documents will explain how flooding can occur, the SFHA’s the NFIP and why the City of Albuquerque participates in the program.

  • The first question we need to answer - what is the definition of a flood according to FEMA and the NFIP?
    • A flood is a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is the policyholders’ property) from: Overflow of inland or tidal waters; Unusual and rapid accumulation or runoff of surface waters from any source or mudflow.
    • How do I know if my residence or building is in a flood zone?
      • To answer this question click on one of the links below and enter your address. The first link is a local map, which shows the same SFHA’s as the FEMA map. The only difference is, the FEMA map is the official map used by all Flood Plain administrators and investigators for lending institutions.

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