Guaranteed Basic Income Cohort 2 (Opportunity Youth) - Quarter 1 Dashboard

Financial Well Being- Score Distribution (19-82 scale, Consumer Financial Protection Bureau (CFPB) Scale)

The CFPB Financial Well-Being Scale measures an individual's overall state of financial security and freedom of choice.

Financial Well Being (FWB) Score Range	Baseline #	Baseline %	Qtr 1 #	Qtr 1 %	Trend
Low (Below 30)	12	31.6%	2	5.3%	▼
Below Average (30-39)	20	52.6%	9	23.7%	▼
Average (40-49)	2	5.3%	12	31.6%	▲
Above Average (50-59)	4	10.5%	12	31.6%	▲
High (60+)	0	0%	3	7.9%	▲

Housing Status Comparison

Tracking housing status is essential for a Guaranteed Basic Income (GBI) program because housing stability serves as the primary metric for evaluating program success and ensures that unconditioned cash transfers effectively prevent homelessness. Because low-income participants routinely spend over half of their unrestricted cash on rent and utilities, tracking where they live provides clear data on how cash injections directly mitigate the affordable housing crisis

Housing Type	Baseline #	Baseline %	Qtr 1 #	Qtr 1 %	Trend
Renting	9	23.7%	14	36.8%	▲
Staying with Family	16	42.1%	17	44.7%	▲
Staying with Friends	5	13.2%	3	7.9%	▼
Housing Program	5	13.2%	4	10.5%	▼
Couch Surfing	2	5.3%	0	0%	▼
Shelter	1	2.6%	0	0%	▼

Savings Range Comparison

Savings data serves as a core Key Performance Indicator (KPI) for economic mobility. Tracking this metric proves that GBI does more than just help people survive - it allows them to invest in education, career shifts, or small businesses.

Savings Range	Baseline #	Baseline %	Qtr 1 #	Qtr 1 %	Trend
$0-$50	18	47.4%	9	23.7%	▼
$51-$100	4	10.5%	6	15.8%	▲
$101-$200	1	2.6%	2	5.3%	▲
$201-$300	3	7.9%	2	5.3%	▼
$301-$400	0	0%	3	7.9%	▲
$401-$500	2	5.3%	2	5.3%	→
$501-$1000	4	10.5%	5	13.2%	▲
More than $1000	6	15.8%	9	23.7%	▲

Credit Score Distribution

Tracking credit scores in a Guaranteed Basic Income (GBI) program helps evaluate how direct cash assistance improves participants' long-term financial health and stability.

Credit Range	Baseline #	Baseline %	Qtr 1 #	Qtr 1 %	Trend
Below 500	0	0%	2	5.3%	▲
500-549	0	0%	0	0%	→
550-559	1	2.6%	0	0%	▼
600-649	0	0%	2	5.3%	▲
650-699	2	5.3%	3	7.9%	▲
700-749	4	10.5%	4	10.5%	→
750 or higher	0	0%	0	0%	→
I do not have a credit score	31	81.6%	27	71.1%	▼

$500 Emergency Expense - How Would Participants Pay?

The federal benchmark often shows that over half of Americans struggle to cover a sudden $500 expense with cash or savings. By asking this question at multiple points throughout the GBI pilot—not just at baseline and program completion—we can track whether and when unconditional cash helps low-income families move from managing immediate financial crises toward building and maintaining emergency savings.

Payment Method	Baseline #	Baseline %	Qtr 1 #	Qtr 1 %	Trend
Savings	13	34.2%	11	28.9%	▼
Cash	3	7.9%	8	21.1%	▲
Credit Card	3	7.9%	4	10.5%	▲
Borrow From Family/Friends	17	44.7%	12	31.6%	▼
Payday Loan	1	2.6%	2	5.3%	▲
Unable to Pay	1	2.6%	0	0%	▼
Other	0	0%	1	2.6%	▲

Food Security

Tracking food security within a Guaranteed Basic Income (GBI) program is essential because food security is one of the most direct, measurable indicators of whether the cash transfer is successfully reducing poverty.

Question	Baseline (Yes) #	Baseline (Yes) %	Qtr 1 (Yes) #	Qtr 1 (Yes) %	Trend
In the past month, did you every worry that food would run out before you could buy more?	21	55.3%	15	39.5%	▼
In the past month, were you or any household member not able to eat the kinds of foods you preferred because of lack of resources?	19	50.0%	11	28.9%	▼
In the past month, did you or any household member have to eat less in a day because there was not enough food?	16	42.1%	16	42.1%	→

Youth Well-Being

These questions measure youth well-being beyond financial stability, including support, resilience, belonging, future aspirations, and access to opportunities—helping assess how GBI may support young people’s overall well-being.

Well-Being Statement	Baseline Agree / Strongly Agree #	Baseline Agree / Strongly Agree %	Qtr 1 Agree / Strongly Agree #	Qtr 1 Agree / Strongly Agree %	Trend
Adults available for support/guidance	29	76.3%	28	73.7%	▼
Have strategies to manage stress & emotions	21	55.3%	20	52.6%	▼
Feel belonging to a supportive community	27	71.1%	26	68.4	▼
Have dreams for the future	34	89.5%	34	89.5%	→
Have attainable goals	24	63.2%	28	73.7%	▲
Have access to positive growth opportunities	31	81.6%	24	63.2%	▼

Tab 2 Content