The Insurance and Benefits Division, under the Human Resources Department, oversees the selection, implementation, and administration of group benefit plans for City of Albuquerque employees and their eligible dependents. The City offers a wide range of insurance options to regular full-time and part-time employees, designed to provide one of the most comprehensive and competitively priced benefits packages in New Mexico. Our commitment is to deliver flexible, high-quality coverage that supports your health, well-being, and peace of mind.  

Frequently Asked Questions                           What's New

Explore What’s New for 2026 Benefits

Stay informed about important updates and enhancements to your City of Albuquerque benefits.

Medical Plan Updates

• Medical premiums will increase by 7.5%
• Estimated impact:
  • Single coverage: +$4.44 per paycheck
  • Family of four: +$13 per paycheck
• CABQ Rate Sheet
• There are also several benefit plan changes. View the current “Benefit at a Glance”:
  • BCBS Medical: PPO | EPO
  • UHC Medical

Dental Coverage Changes

• The dental plan is moving to a self-funded model
• NEW: Delta Dental added as an additional carrier
• Positive enrollment required (you must actively enroll)
• Plan options:
  • Blue Care Dental — no premium change
  • Delta Dental — approximately 10% higher premiums than Blue Care Dental
• Important: You must choose between Blue Care Dental and Delta Dental

Delta Dental Summary of Benefits

BCBS Dental Summary

Gym Benefit Update

• Employees must re-enroll to continue participation
• Cost change:
  • Previously: $25 imputed taxable benefit
  • New: $5 monthly payroll deduction
• Same gyms, same access — just a new enrollment and pricing structure

OnePass Select 

Flexible Spending Account (FSA) Updates

Medical FSA

• Annual maximum increases from $3,300 → $3,400
• Rollover increases from $660 → $680

Dependent Care (Daycare) FSA

• Annual maximum increases from $5,000 → $7,500
• Reminder: New Mexico now offers universal free childcare, which may impact your elections

FSA

Pharmacy Update

• GLP-1 medications for weight loss will be excluded from coverage 

Optum RX

Open Enrollment Meetings & Support

We are hosting several Open Enrollment meetings to:

• Review benefit changes
• Answer questions
• Assist employees with enrollment

Meeting schedule
(Employees may take up to two hours to attend an Open Enrollment meeting.)

Open Enrollment Virtual Meetings – Join Us!

Our Benefits Analysts will be hosting virtual sessions to walk you through important Open Enrollment updates. Each session will include a presentation followed by a live Q&A, so you can get your questions answered in real time.

Session Schedule:

Monday, April 27, 2026
7 – 8 a.m.
Join by Zoom for April 27 Session

Tuesday, April 28, 2026
5 – 6 p.m.
Join on Zoom for April 28 Session

Wednesday, April 29, 2026
1 – 2 p.m.
Join on Zoom for April 29 Session

What to Expect:

• Overview of 2026 Open Enrollment updates
• Key reminders and important changes
• Live Q&A with Benefits Analysts

We encourage you to attend the session that best fits your schedule and come prepared with any questions.

We look forward to seeing you there!

Open Enrollment Fair

Join us at our annual Open Enrollment Fair to connect with vendors, get your questions answered, and receive in-person assistance with your benefit elections.

• Date: May 7, 2026
• Time: 7 a.m. –  2 p.m.
• Location: Albuquerque Convention Center

This is a great opportunity to:

• Speak directly with benefit providers
• Learn more about plan changes and options
• Get help completing your Open Enrollment elections

Connect With Our Vendor Partners

• ARAG Legal
• Mutual of Omaha (Evidence of Insurability): Long-Term | Short-Term | Term Life | Voluntary Term
• The Education Plan (529)
• EAP
• The Hartford
• Farmers Insurance
• Deferred Compensation: PERA Smartsave | MissionSquare | Corebridge
• OnePass Select

Need Help?

Email: [email protected]
Phone: 505-768-3700