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Insurance & Benefits

Comprehensive Coverage for City of Albuquerque Employees

Comprehensive Coverage for City of Albuquerque Employees
The Insurance and Benefits Division, under the Human Resources Department, oversees the selection, implementation, and administration of group benefit plans for City of Albuquerque employees and their eligible dependents. The City offers a wide range of insurance options to regular full-time and part-time employees, designed to provide one of the most comprehensive and competitively priced benefits packages in New Mexico. Our commitment is to deliver flexible, high-quality coverage that supports your health, well-being, and peace of mind.  

Frequently Asked Questions

Explore What’s New for 2026 Benefits

Stay informed about important updates and enhancements to your City of Albuquerque benefits.

🔍 Medical Plan Updates

  • Medical premiums will increase by 7.5%
  • Estimated impact:
    • Single coverage: +$4.44 per paycheck
    • Family of four: +$13 per paycheck
  • CABQ Rate Sheet
  • There are also several benefit plan changes. View the current “Benefit at a Glance”:

🦷 Dental Coverage Changes

  • The dental plan is moving to a self-funded model
  • NEW: Delta Dental added as an additional carrier
  • Positive enrollment required (you must actively enroll)
  • Plan options:
    • Blue Care Dental — no premium change
    • Delta Dental — approximately 10% higher premiums than Blue Care Dental
  • Important: You must choose between Blue Care Dental and Delta Dental

Delta Dental Summary of Benefits
BCBS Dental Summary: Coming soon — will be posted as soon as it is available.

🏋️ Gym Benefit Update

  • Employees must re-enroll to continue participation
  • Cost change:
    • Previously: $25 imputed taxable benefit
    • New: $5 monthly payroll deduction
  • Same gyms, same access — just a new enrollment and pricing structure

OnePass Select 

💳 Flexible Spending Account (FSA) Updates

Medical FSA

  • Annual maximum increases from $3,300 → $3,400
  • Rollover increases from $660 → $680

Dependent Care (Daycare) FSA

  • Annual maximum increases from $5,000 → $7,500
  • Reminder: New Mexico now offers universal free childcare, which may impact your elections

FSA

💊 Pharmacy Update

  • GLP-1 medications for weight loss will be excluded from coverage

📅 Open Enrollment Meetings & Support

We are hosting several Open Enrollment meetings to:

  • Review benefit changes
  • Answer questions
  • Assist employees with enrollment

Meeting schedule
(Employees may take up to two hours to attend an Open Enrollment meeting.)

🎉 Open Enrollment Fair

Join us at our annual Open Enrollment Fair to connect with vendors, get your questions answered, and receive in-person assistance with your benefit elections.

  • Date: May 7, 2026
  • Time: 7:00 AM – 2:00 PM
  • Location: Albuquerque Convention Center

This is a great opportunity to:

  • Speak directly with benefit providers
  • Learn more about plan changes and options
  • Get help completing your Open Enrollment elections

💼 Connect With Our Vendor Partners

Note: The Mutual of Omaha pages should be combined into one PDF. All Deferred Compensation pages should be combined into one PDF.

❓ Need Help?

Email: [email protected]
Phone: 505-768-3700