Open Enrollment

Open Enrollment is the time of year to change any of your benefit elections, including adding or removing the gym, enrolling in the Flexible Spending Accounts and increasing Voluntary Life insurance up to $50,000, up to $350,000 without the need for medical underwriting.

What's New for 2022!

New Auto & Home Insurance Carrier!

The City of Albuquerque has selected Farmers Group Select Insurance to provide Auto/Home/Property Insurance for City of Albuquerque employees and families.  Effective July 1, 2022, MetLife/Farmers can begin quoting rates and offering plans to City employees and their families via payroll deductions or direct pay with significant group rate discounts.  Highlights and Benefits

Employees currently enrolled with the Travelers Auto/Home products will have the option of remaining with the Travelers on a direct pay basis or they may choose to switch to MetLife/Farmers in order to continue payroll deductions for Auto/Home/Property products.

Effective the pay period ending July 1, 2022, the City will no longer offer payroll deductions for the payment of premiums to the Travelers.  If you have questions, please review the FAQ's and Notice.

ARAG Legal New Benefits and Rates!

The City of Albuquerque has reselected ARAG Legal to provide City employees and their families with Legal Insurance Benefits.  The plan has been enhanced to provide additional services and benefits.  In addition to the enhancements, ARAG has reduced premium rates for the Legal Plan by 8.2 percent.  What's new

Flexible Spending Accounts (FSA):

New Limits!  The annual maximum for contributions to the Health FSA have increased to $2850 and the maximum contribution for Dependent Care FSA remained at $5000.  The annual rollover maximum for the Health FSA is $570.

Re-enrollment is required.  Employees who want to maintain their FSA enrollment must re-enroll during Open Enrollment.  Prior year enrollment is not automatically renewed.  Employees must re-enroll in the FSA in order to continue FSA participation.

Medical/Pharmacy Premium Increase:

Effective July 1, 2022, premiums for the Health Plan will increase by 7.9 percent.  The following illustrates how employee bi-weekly premium deductions will change for City of Albuquerque employees:



Current Deduction

New Deduction













There are no changes to the medical plans for the City of Albuquerque for the new plan year beginning on July 1, 2022!

Mutual of Omaha Voluntary Term Life Insurance:

Effective July 1, 2022, premium rates for the City’s Term Life Insurance will increase by 9 percent.   

Employees may  increase the current Voluntary Life insurance enrollment by $50,000, up to $350,000 without the need for medical underwriting.  To complete the underwriting process click here.

New Fiscal Year Benefits, Rates and Mailings

Every year the Human Resources Department, Insurance & Benefits Division sends an Open Enrollment packet to all benefits' eligible City Employees with information for the years Open Enrollment.   Addresses used for the annual mailing are in ESS.  If you do not receive an Open Enrollment packet by the first week in May please check the mailing address in ESS.  Open Enrollment changes are completed in ESS.  Open Enrollment begins on May 2nd. 

FY 23 Enrollment Guide

Rate Sheet

Legal Notices

Manager's letter

Schedule and Parking instructions

Open Enrollment Job Aide