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Affordable Housing

Information about the definition of Affordable Housing and resources for residents

What is Affordable Housing?

Per the City's 2019 Affordable Housing Implementing Ordinance: Residential housing primarily for households of low and moderate-incomeLow and Moderate Income is defined as less than 80% of the Area Median Income, determined by HUD annually. Subsidized affordable housing developments ensure that households in these income categories pay no more that 30% of their income on housing costs. 

2023 Adjusted Income Limits by Household Size (HUD)

  1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of AMI $16, 800 $19,200 $21,600 $23,950 $25,900 $27,800 $29,700 $31,650
50% of AMI $28,000 $32,000 $36,000 $39,950 $43,150 $46,350 $49,550 $52,750
60% of AMI $33,600 $38,400 $43,200 $47,940 $51,780 $55,620 $59,460 $63,300
80% of AMI $44,750 $51,150 $57,550 $63,900 $69,050 $74,150 $79,250 $84,350

Download a PDF of the 2023 HUD HOME Income and Rent Limits, effective June 15, 2023

Know Your Rights

Landlord-Tenant Issues

If you have a legal problem, please contact New Mexico Legal Aid at 1-833-LGL-HELP (1-833-545-4357).

Read more on our Eviction Prevention page. 

Fair Housing

Housing discrimination is against the law. If you feel that you have been denied the sale, rent, or financing of a home because of religion, race, color, national origin, sex, familial status, or disability, report it to HUD or your local fair housing center.

Source of Income Discrimination

The Albuquerque Human Rights Ordinance prohibits discrimination in housing, including most rentals, based on a person's source of income. This law is now in effect.

Read the Source of Income Discrimination Guidance for Rentals in English and Español

Contact the Office of Civil Rights to learn more

Reports, Plans, and Studies 

Community Development Block Grant

Community Development Block Grant funds are used to develop viable urban communities by providing decent housing and a suitable living environment and expanding economic opportunities, principally for persons of low and moderate income. Community Development Block Grant funds are budgeted for public facilities and capital improvements, housing programs, and public services.

Learn more about Community Development Block Grants

HOME Investment Partnership Act

The HOME Investment Partnership Act funds expand the supply of decent, safe, sanitary, and affordable housing for low-income persons. The HOME budget includes housing rehabilitation, down payment assistance, and affordable housing development. Learn more about the HOME Investment Partnership Act

Workforce Housing Plan

The City's Workforce Housing Plan (Chapter V of the Consolidated Plan) outlines the city's policies regarding affordable housing activities in Albuquerque. The Plan is implemented using HOME and Community Development Block Grant grants as well as the Housing Trust Fund authorized in the City's Workforce Housing Ordinance.

The Plan's primary goals are to preserve existing and new affordable housing, protect the most vulnerable populations in our community, promote home ownership for those excluded from the market, create housing that is sustainable and affordable, and allocate funding for capacity building and long-term stewardship of affordable housing.

Workforce Housing Trust Funds

Workforce Housing Trust Funds are a permanently dedicated source of revenue used to support the preservation and production of affordable housing. These funds can be leveraged with additional resources, including HOME and Community Development Block Grant, and have a long-term affordability requirement.

Affordable Housing Studies