Affordable Housing
What is Affordable Housing?
Per the City's 2019 Affordable Housing Implementing Ordinance: Residential housing primarily for households of low and moderate-income. Low and Moderate Income is defined as less than 80% of the Area Median Income, determined by HUD annually. Subsidized affordable housing developments ensure that households in these income categories pay no more that 30% of their income on housing costs.
2023 Adjusted Income Limits by Household Size (HUD)
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% of AMI | $16, 800 | $19,200 | $21,600 | $23,950 | $25,900 | $27,800 | $29,700 | $31,650 |
| 50% of AMI | $28,000 | $32,000 | $36,000 | $39,950 | $43,150 | $46,350 | $49,550 | $52,750 |
| 60% of AMI | $33,600 | $38,400 | $43,200 | $47,940 | $51,780 | $55,620 | $59,460 | $63,300 |
| 80% of AMI | $44,750 | $51,150 | $57,550 | $63,900 | $69,050 | $74,150 | $79,250 | $84,350 |
Download a PDF of the 2023 HUD HOME Income and Rent Limits, effective June 15, 2023
Know Your Rights
Landlord-Tenant Issues
If you have a legal problem, please contact New Mexico Legal Aid at 1-833-LGL-HELP (1-833-545-4357).
Read more on our Eviction Prevention page.
Fair Housing
Housing discrimination is against the law. If you feel that you have been denied the sale, rent, or financing of a home because of religion, race, color, national origin, sex, familial status, or disability, report it to HUD or your local fair housing center.
- Contact HUD online or call 1-800-669-9777/1-800-927-9275 (TTY)
- For local assistance, visit the Office of Civil Rights for information and to report discrimination.
Source of Income Discrimination
The Albuquerque Human Rights Ordinance prohibits discrimination in housing, including most rentals, based on a person's source of income. This law is now in effect.
Read the Source of Income Discrimination Guidance for Rentals in English and Español
Contact the Office of Civil Rights to learn more
Reports, Plans, and Studies
Community Development Block Grant
Community Development Block Grant funds are used to develop viable urban communities by providing decent housing and a suitable living environment and expanding economic opportunities, principally for persons of low and moderate income. Community Development Block Grant funds are budgeted for public facilities and capital improvements, housing programs, and public services.
Learn more about Community Development Block Grants
HOME Investment Partnership Act
The HOME Investment Partnership Act funds expand the supply of decent, safe, sanitary, and affordable housing for low-income persons. The HOME budget includes housing rehabilitation, down payment assistance, and affordable housing development. Learn more about the HOME Investment Partnership Act
Workforce Housing Plan
The City's Workforce Housing Plan (Chapter V of the Consolidated Plan) outlines the city's policies regarding affordable housing activities in Albuquerque. The Plan is implemented using HOME and Community Development Block Grant grants as well as the Housing Trust Fund authorized in the City's Workforce Housing Ordinance.
The Plan's primary goals are to preserve existing and new affordable housing, protect the most vulnerable populations in our community, promote home ownership for those excluded from the market, create housing that is sustainable and affordable, and allocate funding for capacity building and long-term stewardship of affordable housing.
Workforce Housing Trust Funds
Workforce Housing Trust Funds are a permanently dedicated source of revenue used to support the preservation and production of affordable housing. These funds can be leveraged with additional resources, including HOME and Community Development Block Grant, and have a long-term affordability requirement.
- 2008-2011_Workforce Housing Trust Fund Program Report
- 2015 Workforce Housing Trust Fund Program Report Final
- 2018 WHTF Report FINAL
- 2019 WHTF Report FINAL
- 2020 WHTF Report FINAL
- 2021 WHTF Report FINAL
Affordable Housing Studies
- Affordable Housing Strategies for 2022-2025
- Albuquerque Affordable Housing and Homelessness Needs Assessment (Urban Institute, 2020)
- Comprehensive Needs Assessment (Office of Equity and Inclusion, 2022)
- Mine the Gap: Transforming Challenges into Opportunities in Albuquerque's Affordable Housing Ecosystem (Harvard, 2022)
- Housing Forward Albuquerque Report (2023)