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Affordable Housing

The Community Development (CD) division supports affordable housing development and preservation as well as programs to assist low and moderate-income tenants and homebuyers.

We're focused on increasing housing supply and promoting access for all. Learn about the Housing Forward ABQ initiative

What is Affordable Housing?

Per the City's 2019 Affordable Housing Implementing Ordinance: Residential housing primarily for households of low and moderate-incomeLow and Moderate Income is defined as less than 80% of the Area Median Income (AMI), determined by HUD annually. Subsidized affordable housing developments ensure that households in these income categories pay no more that 30% of their income on housing costs. 

2024 Adjusted Income Limits by Household Size (HUD)

% of AMI 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of AMI $18, 150 $20,750 $23,350 $25,900 $28,000 $30,050 $32,150 $34,200
50% of AMI $30,250 $34,600 $38,900 $43,200 $46,700 $50,150 $53,600 $57,050
60% of AMI $36,300 $41,520 $46,680 $51,840 $56,040 $60,180 $64,320 $68,460
80% of AMI $48,400 $55,300 $62,200 $69,100 $74,650 $80,200 $85,700 $91,250
Area Median Income $60,500 $69,200 $77,800 $86,400 $93,400 $100,300 $107,200 $114,100

Download a PDF of the 2023 HUD HOME Income and Rent Limits, effective June 15, 2023

Download a PDF of the 2024 HUD HOME and CDBG Income and Rent Limits, effective for CDBG programs May 1, 2024 and HOME programs June 1, 2024

Upcoming RFPs for affordable housing: 

  • July 1, 2024 – $2.7 million available in gap financing for affordable housing.
  • July 1, 2024 – $9.4 million available in gap financing for affordable housing.
  • September 2024 -- $4.2 million for Senior Housing projects, exact date to come.
  • September 2024 – Package of City-owned land and $2.7 million in gap financing to develop affordable housing, exact date to come.

All funding opportunities can be found on the department's RFP page

Know Your Housing Rights

Landlord-Tenant Issues

If you have a legal problem, please contact New Mexico Legal Aid at 1-833-LGL-HELP (1-833-545-4357).

Read more on our Eviction Prevention page. 

Fair Housing

Housing discrimination is against the law. If you feel that you have been denied the sale, rent, or financing of a home because of religion, race, color, national origin, sex, familial status, or disability, report it to HUD or your local fair housing center.

Source of Income Discrimination

The Albuquerque Human Rights Ordinance prohibits discrimination in housing, including most rentals, based on a person's source of income. This law is now in effect.

Read the Source of Income Discrimination Guidance for Rentals in English and Español

Contact the Office of Civil Rights to learn more

Reports, Plans, and Studies 

Plans, amendments, and reports related to spending federal HUD funding are documented in the City's Consolidated Plan, annual Action Plans, and Consolidated Annual Performance and Evaluation Report (CAPER) report. See the Consolidated Plan and Amendments

Albuquerque Affordable Housing Studies 

National news, reports, and trends

Workforce Housing Plan

The City's Workforce Housing Plan (Chapter V of the Consolidated Plan) outlines the city's policies regarding affordable housing activities in Albuquerque. The Plan is implemented using HOME and Community Development Block Grant grants as well as the Housing Trust Fund authorized in the City's Workforce Housing Ordinance.

The Plan's primary goals are to preserve existing and new affordable housing, protect the most vulnerable populations in our community, promote home ownership for those excluded from the market, create housing that is sustainable and affordable, and allocate funding for capacity building and long-term stewardship of affordable housing.

Workforce Housing Trust Funds

Workforce Housing Trust Funds are a permanently dedicated source of revenue used to support the preservation and production of affordable housing. These funds can be leveraged with additional resources, including HOME and Community Development Block Grant, and have a long-term affordability requirement.