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Certified Accounts and Features

Features of Bank On certified checking accounts

All checking accounts indicated below offer:

  • No overdraft or non-sufficient fund (NSF) fees
  • No inactivity, dormancy, early closure, or activation fees.
  • Monthly fee of $10 or less. $5 or less if not waivable
  • Low minimum opening deposit of $25 or less
  • Checkless Checking (no written checks)
  • Free Debit Card
  • Free Online Banking
  • Free Online Bill Pay
  • Remote/Online Opening Available
  • Free In-Network ATM Access (see financial institution websites for ATM locations)

Click here to see the full list of core features from Bank On.

Last Updated: September 24, 2021

All information below has been provided by the financial institutions listed. If you are a participating institution with a Bank On certified checking account listed below and your information has changed or needs to be updated please contact Delma Madrigal, Bank On Project Manager, at [email protected]

Account Features

Name Checking Account Monthly Fee Minimum Opening Deposit Free Mobile Deposit Minimum Age Other Membership Requirements Only Deny for past incidences of actual fraud
Bank of America Advantage SafeBalance Banking Account $4.95 (waivable) $25 Yes

16

13 with parent/guardian

No No (contact institution for more details)
Chase Chase Secure Banking $4.95 No minimum deposit Yes

18

No No (contact institution for more details)
First Convenience Bank eAccount $5.00 $0 Yes 16 No Depends (contact institution for more details)
Nusenda Credit Union Breeze Account $5.00 (under 21 no fee) $25 Yes

18

15 with an adult guarantor

No No (contact institution for more details)
Rio Grande Credit Union Fresh Start Checking $5.00 $25 No 18 No Yes
U.S Bank Safe Debit Account $4.95 $25 Yes 18 No Yes
U.S. Eagle Credit Union FlexChecking $3.00 $25 Yes 18 Yes (visit their website for details) Yes
Wells Fargo Clear Access Banking $5.00 (waived for primary account owners 13-24 yrs old) $25 Yes

17

13-16 with adult co-owner

No Yes

 

ATM and Language Access

Name ATM Languages Website Languages Branch Languages (call and confirm by branch location) Out of Network ATMs / Fee
Bank of America English, Spanish, Chinese, Korean, Russian, Portuguese English, Spanish English, Spanish Yes / $2.50 Fee
Chase English, Spanish, Chinese, French, German, Greek, Italian, Japanese, Korean, Polish, Portuguese, Russian, Tagalog, Vietnamese English, Spanish English, Spanish Yes / $2.50 Fee
First Convenience Bank English, Spanish English, Spanish English, Spanish

Yes / $2.50 Fee

Nusenda Credit Union English, Spanish English English, Spanish Yes / $1.50 Fee
Rio Grande Credit Union English, Spanish at many machines English, Spanish in development English, Spanish

Yes / Fees may apply

U.S. Bank English, Spanish, Chinese English, Spanish English, (Branch has access to a Language Line for assistance) Yes / 2.50 Fee
U.S. Eagle Credit Union English, Spanish English English, Spanish Yes / $1.75 Fee
Wells Fargo English, Spanish, Chinese, Hmong, French, Korean, Russian, Vietnamese English, Spanish English, Spanish Yes / $2.50 Fee

 

Alternative Identification Accepted

*Can be used in lieu of Social Security Number at account opening in-branch

Name Individual Taxpayer Identification Number (ITIN) Consular Identification Card Employment Authorization Document (EAD) Tribal ID School ID Other Alternative ID Accepted
Bank of America No Mexico (Matrícula Consular), Dominican Republic, Columbia, Guatemala Yes, with photo Yes, as secondary Yes, as secondary Permanent Resident Card (Green Card), Military, Canadian Citizenship Certificate, U.S Nonimmigrant Visa and Border Crossing Card, Foreign Passport
Chase Yes* Mexico (Matrícula Consular), Dominican Republic, Columbia, Guatemala, Argentina, Brazil, Ecuador, El Salvador, Honduras, Nicaragua, Peru, South Korea, Uruguay
No Yes Yes, as secondary Permanent Resident Card (Green Card), Military ID, Passport w/photo
First Convenience Bank Yes Mexico (Matrícula Consular) Yes Yes No Permanent Resident Card (Green Card), Military, Conceal License
Nusenda Credit Union Yes Mexico (Matrícula Consular) Yes Yes Yes Permanent Resident Card (Green Card), Military,
Rio Grande Credit Union Yes Mexico (Matrícula Consular) No Yes Yes Military, Passport
U.S. Bank Yes with valid ID Mexico (Matrícula Consular) Yes Yes No Military, Passport
U.S. Eagle Credit Union No Mexico (Matrícula Consular) No Yes No Government Issued Photo ID
Wells Fargo No Mexico (Matrícula Consular), Columbia, Guatemala, Argentina
Yes Yes, as secondary Yes, as secondary Permanent Resident Card (Green Card), Military, Passport, Border Crossing Card, Documento Único de Identidad (DUI) Card issued from El Salvador, Canadian driver’s license or state-issued identification card, issued in English