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Banks and Credit Unions Offering a Certified Account

List of banks and credit unions that offer a certified account and map of branch locations.

Bank On certified accounts are:

  • Safe and Secure
    • No overdraft or non-sufficient fund charges.
    • No inactivity, dormancy, early closure, or activation fees.
  • Affordable
    • Monthly fee of $10 or less. $5 or less if not waivable.
    • Low minimum opening deposit of $25 or less.
  • Functional
    • Fully functional checking accounts minus the paper checks.
    • Ability to pay bills, go into a branch (if available), and be part of an ATM network.

Bank and Credit Union Coalition Partners with Name of Checking Account:

Last Updated: March 15, 2024

Bank of America: Advantage SafeBalance Banking Account

BMO: Smart Money

Chase: Chase Secure Banking

First National Bank Texas / First Convenience Bank: eAccount

First National 1870 / Sunflower: Achievement Checking

New Mexico Bank & Trust, a division of HTLF Bank: Check Free Banking

Nusenda Credit Union: Breeze Account

PNC: Foundation Checking

Rio Grande Credit Union: Fresh Start Checking

US Bank: Safe Debit Account

U.S. Eagle Federal Credit Union: FlexChecking

Wells Fargo: Clear Access Banking


Map: Coalition Partners that offer a Bank On Certified Checking Account

For most up to date locations of branches please visit the credit union or bank website. If you are a participating institution with a certified Bank On checking account and your location information has changed or needs to be updated, please contact Vanessa Arballo, Bank On Program Manager, at [email protected].

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