Banks and Credit Unions Offering A Certified Account

Banks and credit unions that offer a certified account

Core features of a Bank On certified account include:

  • Safe and Secure
    • No overdraft or non-sufficient fund charges.
    • No inactivity, dormancy, early closure, or activation fees.
  • Affordable
    • Monthly fee of $10 or less. $5 or less if not waivable
    • Low minimum opening deposit of $25 or less.
  • Functional
    • Fully functional checking accounts minus the paper checks.
    • Ability to pay bills, go into a branch (if available), and be part of an ATM network.

See a full list of core features from Bank On.

The Bank On Certification Seal for 2021-2022

Look for this seal when opening a Bank On Certified checking account.

Banks & Credit Unions with Name of Certified Checking Account:

Bank of America: Advantage SafeBalance Banking Account

Chase: Secure Banking Account

Discover (digital and online only): Cashback Debit Checking Account

First National Bank Texas / First Convenience Bank: eAccount

Nusenda Credit Union: Breeze Account

Rio Grande Credit Union: Fresh Start Checking

US Bank: Safe Debit Account

U.S. Eagle Federal Credit Union: FlexChecking

Wells Fargo: Clear Access Banking

See a chart with the core features of the accounts listed above.

Map: Local Credit Union and Bank Branches that offer a Bank On Certified checking account

For most up to date locations of branches please visit the credit union or bank website.  If you are a participating institution with a certified Bank On checking account and your location information has changed or needs to be updated please contact Delma Madrigal, Bank On Project Manager at [email protected]